Retiring in Croatia: 2025 Cost of Living, Food, and Healthcare Breakdown
Croatia, with its stunning Adriatic coastline and rich cultural heritage, is an increasingly popular destination for retirees. But what does it cost to retire here in 2025? This guide summarizes the latest cost of living, food, rent, and healthcare data for retirees, with reputable sources and tables for your planning.
Cost of Living Overview
| Living Standard | Monthly Cost (€) | Annual Cost (€) |
|---|---|---|
| Single Person (Incl. Rent) | 1,686 | 20,232 |
| Family of Four (Incl. Rent) | 3,545 | 42,540 |
Sources: Expatistan (2025), Numbeo (2025)
Cost of Living Index
| Index | Value |
|---|---|
| Cost of Living Index | 53.43 |
| Food Index | 38.37 |
| Rent Index | 25.56 |
| Healthcare Index | 89.05 |
Source: Numbeo (2025)
Food Costs in Croatia (2025)
- 1 liter of milk: €1.10
- 1 kg apples: €1.50
- 1 kg tomatoes: €2.00
- Bread for 2 people (250g): €0.80
- Combo meal (fast food): €7.00
- Basic lunch menu (business district): €12.00
Source: Expatistan (2025)
Healthcare Costs and Index
Croatia offers universal healthcare, with mandatory insurance for all residents, including retirees. The Healthcare Index for 2025 is 89.05. Monthly premiums for private insurance typically range from €50–€100. Out-of-pocket costs for doctor visits are usually €15–€30.
Source: Numbeo Healthcare (2025)
Standard of Living: Low, Medium, High
| Standard | Estimated Annual Cost (€) |
|---|---|
| Low | 14,100 |
| Medium | 25,300 |
| High | 36,000 |
These estimates reflect a range of lifestyles, from modest to comfortable, including rent, utilities, food, and basic healthcare.
Conclusion
Retiring in Croatia offers a Mediterranean lifestyle, modern amenities, and excellent healthcare. For more details, consult Expatistan and Numbeo.
All figures are based on 2025 data and are subject to change. Always check the latest sources before making financial decisions.