Retiring in Indian Ocean Territories in 2026: Cost of Living, Healthcare, and Expat Guide
Introduction
This 2026 refresh summarizes retirement planning considerations for Indian Ocean Territories. Data quality varies and should be validated before relocation decisions.
Cost of Living in Indian Ocean Territories (2026)
| Lifestyle | Monthly Cost (USD) | Annual Cost (USD) |
|---|---|---|
| Budget / Low | 1800 | 21600 |
| Comfortable / Medium | 2500 | 30000 |
| Luxury / High | 3500 | 42000 |
Food Costs
Local sourcing usually lowers costs; imported products increase monthly spend.
Rent and Housing
Housing cost volatility is material. Verify city-level rents before committing.
Healthcare
Private healthcare access and medical evacuation options should be reviewed in advance.
Standard of Living
Infrastructure, internet quality, and transport access vary by location and political context.
Retirement Visa / Legal Considerations
Retirees should confirm visa pathways and residence rules with official government sources.
Conclusion
Indian Ocean Territories may suit flexible retirees who can tolerate data uncertainty and regional variability.