Retiring in Kenya in 2026: Cost of Living, Healthcare, and Expat Guide
Kenya remains a practical retirement option for expats seeking mild weather, active social life, and lower day-to-day costs than North America and Western Europe.
Cost of Living in Kenya (2026)
| Lifestyle | Monthly Cost (USD) | Annual Cost (USD) |
|---|---|---|
| Budget / Low | $721 | $8,652 |
| Comfortable / Medium | $1,082 | $12,978 |
| Luxury / High | $1,586 | $19,034 |
Food Costs
Local markets are generally affordable; imported items increase spend.
Rent and Housing
Rent is highest in Nairobi city center and lower outside core districts.
Healthcare
Private hospitals in major cities are typically preferred by expats. International insurance is recommended.
Standard of Living
Internet and services are strongest in Nairobi and Mombasa. Expat networks are established.
Regional Highlights
Nairobi (urban convenience), Mombasa (coastal), and Nakuru (lower-cost inland) are common options.
Retirement Visa / Legal Considerations
Visa and residency pathways can change; retirees should validate current requirements through Kenyan immigration resources.
Conclusion
Kenya suits retirees who want a lower-cost lifestyle with access to private healthcare and active expat communities.
Citations
Numbeo – Kenya Cost of Living
LivingCost – Kenya
Kenya Immigration Services