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Retiring in Libya in 2026: Cost of Living, Healthcare, and Expat Guide

Libya offers retirees a mix of affordability and practical day-to-day living options, though costs vary by city.

Cost of Living in Libya (2026)

LifestyleMonthly Cost (USD)Annual Cost (USD)
Budget / Low$413$4956
Comfortable / Medium$619$7434
Luxury / High$909$10903

Food Costs

Local food markets are typically the most budget-friendly option, while imported goods and frequent dining out increase monthly spend.

Rent and Housing

Rent differs significantly between major urban centers and secondary cities; retirees often reduce costs by living outside core business districts.

Healthcare

Access to private clinics and hospitals is often concentrated in larger cities. Many expats maintain private or international health insurance.

Standard of Living

Infrastructure quality, internet reliability, and transport convenience vary by region and city tier.

Regional Highlights

Major cities provide stronger service access, while smaller towns can provide lower housing and transport costs.

Residency pathways and visa terms can change, so retirees should check official immigration channels before making plans.

Conclusion

Libya can work for retirees prioritizing lower costs and flexibility, especially when choosing location carefully.

Citations

Numbeo – Libya Cost of Living
LivingCost – Libya
Official Immigration Source