Retiring in Mongolia in 2026: Cost of Living, Healthcare, and Expat Guide
Mongolia offers retirees low everyday costs, distinct seasons, and a developing expat scene centered in Ulaanbaatar.
Cost of Living in Mongolia (2026)
| Lifestyle | Monthly Cost (USD) | Annual Cost (USD) |
|---|---|---|
| Budget / Low | 70 | 0,440 |
| Comfortable / Medium | ,262 | 5,138 |
| Luxury / High | ,740 | 0,880 |
Food Costs
Local markets remain affordable, while imported goods and international dining increase spending.
Rent and Housing
Numbeo data indicates higher costs in city center apartments, especially in Ulaanbaatar, with lower prices outside central districts.
Healthcare
Private care is typically preferred by expats for speed and language support; many retirees budget separately for private insurance.
Standard of Living
Internet and services are strongest in the capital; colder climate and winter utility usage can raise monthly expenses.
Retirement Visa / Legal Considerations
Mongolia does not market a dedicated retirement visa program, so retirees should review long-stay pathways through official immigration channels.
Conclusion
Mongolia suits retirees seeking lower costs and a distinctive cultural environment, especially those comfortable with climate extremes.
Citations
Numbeo: Mongolia cost of living
LivingCost: Mongolia
Mongolia Immigration Agency