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Retiring in Mongolia in 2026: Cost of Living, Healthcare, and Expat Guide

Mongolia offers retirees low everyday costs, distinct seasons, and a developing expat scene centered in Ulaanbaatar.

Cost of Living in Mongolia (2026)

LifestyleMonthly Cost (USD)Annual Cost (USD)
Budget / Low700,440
Comfortable / Medium,2625,138
Luxury / High,7400,880

Food Costs

Local markets remain affordable, while imported goods and international dining increase spending.

Rent and Housing

Numbeo data indicates higher costs in city center apartments, especially in Ulaanbaatar, with lower prices outside central districts.

Healthcare

Private care is typically preferred by expats for speed and language support; many retirees budget separately for private insurance.

Standard of Living

Internet and services are strongest in the capital; colder climate and winter utility usage can raise monthly expenses.

Mongolia does not market a dedicated retirement visa program, so retirees should review long-stay pathways through official immigration channels.

Conclusion

Mongolia suits retirees seeking lower costs and a distinctive cultural environment, especially those comfortable with climate extremes.

Citations

Numbeo: Mongolia cost of living
LivingCost: Mongolia
Mongolia Immigration Agency