Retiring in Montserrat in 2025: Cost of Living, Healthcare, and Expat Insights
Retiring in Montserrat in 2025: Cost of Living, Healthcare, and Expat Insights
Montserrat, a tranquil gem in the Caribbean, is gaining popularity among retirees seeking a peaceful, affordable lifestyle. This 2025 guide covers the cost of living, standard of living, food costs, healthcare, and expat tips—supported by recent data and authoritative sources.
Cost of Living in Montserrat (2025)
Montserrat offers a moderate cost of living compared to the US and other Caribbean islands. The local currency is the Eastern Caribbean Dollar (EC$), pegged to the USD.
| Expense | Low Standard | Medium Standard | High Standard |
|---|---|---|---|
| Annual Budget (USD) | $12,000 | $18,000 | $26,000+ |
| Studio rent (avg, monthly) | $296 | $400 | $600 |
| Large apartment (outside center, monthly) | $1,300 | $1,500 | $1,700 |
| Utilities (monthly, 2 people) | $165 | ||
Food Costs in Montserrat
Food and basic goods are about 12% more expensive than in the US, but dining out is cheaper by about 29%. Local markets and restaurants offer affordable options.
| Item | Price (USD) |
|---|---|
| Bread (500g) | $3 |
| Cheese (1kg) | $5.9 |
| Tomatoes (1kg) | $4.4 |
| Coffee (cup) | $6.3 |
| Water (1.5L) | $1.4 |
| Meal, cheap restaurant | $18.5 |
| Fast food (combo) | $7.4 |
| Local beer | $2.6 |
Healthcare in Montserrat
Montserrat offers basic, affordable healthcare through its public system. There are no private hospitals, and specialized care may require travel to nearby islands. Expats are strongly advised to obtain international health insurance for comprehensive coverage.
Standard of Living
Montserrat is ideal for those seeking a slower pace and natural beauty. The cost of living is about 36% lower than in the US, and housing is generally affordable. Utilities are moderate, but air conditioning can increase costs. The island is safe, with a supportive expat community and low crime rates.
Conclusion
Retiring in Montserrat in 2025 offers a blend of affordability, safety, and Caribbean charm. Plan for basic healthcare needs and enjoy a relaxed lifestyle surrounded by stunning landscapes.
Citations:
Expatistan: Cost of Living in Montserrat - 2025 prices
Nomad Offshore Academy: Understanding the Cost of Living in Montserrat (Jan 2025)
World-prices.com: Prices in Montserrat