Retiring in Peru in 2026: Cost of Living, Healthcare, and Expat Guide
Introduction
This 2026 update summarizes retirement planning considerations for Peru, including cost, housing, healthcare, and legal considerations.
Cost of Living in Peru (2026)
| Lifestyle | Monthly Cost (USD) | Annual Cost (USD) |
|---|---|---|
| Budget / Low | 1000 | 12000 |
| Comfortable / Medium | 1500 | 18000 |
| Luxury / High | 2200 | 26400 |
Food Costs
Local markets generally reduce food spend, while imported products and international dining increase costs.
Rent and Housing
City-center rents are materially higher than suburban and secondary-city options.
Healthcare
Private care access varies by city; retirees should review insurance and specialist coverage before relocation.
Standard of Living
Quality of life depends on infrastructure, safety, climate preference, and expat community fit.
Retirement Visa / Legal Considerations
Confirm residency routes and financial requirements using official immigration sources before moving.
Conclusion
This country can work well for retirees who match local costs and services with their budget and lifestyle priorities.