Retiring in Russia in 2025: Cost of Living, Healthcare, and Expat Insights
Russia, the world’s largest country, offers a diverse retirement experience from cosmopolitan cities to affordable rural areas. This 2025 guide covers cost of living, food, healthcare, and standard of living, using the latest data and authoritative sources.
Cost of Living in Russia (2025)
According to Copound, AllOverFI, and LivingCost.net (2025), the average cost of living in Russia for a single person ranges from $1,570 (minimum) to $3,700 (maximum) per month, with an average of $2,670. For a family of four, monthly costs average around $2,335 (excluding rent, Numbeo 2025). Moscow and St. Petersburg are the most expensive cities, while smaller cities are significantly more affordable.
| Lifestyle | Monthly Cost (USD) |
|---|---|
| Low | $1,570 |
| Medium | $2,670 |
| High | $3,700 |
Food Costs
Food costs for a single person range from $180–$350 per month depending on standards and city. Dining out is affordable in smaller cities, while international cuisine and imported goods are pricier in Moscow and St. Petersburg. Grocery costs are a moderate percentage of monthly expenses, with local markets offering the best value.
Healthcare in Russia
Healthcare is available through the public system, but private health insurance is recommended for expats and retirees, costing $60–$180/month depending on coverage and age. Out-of-pocket costs for basic visits remain low, but advanced care and English-speaking doctors are best found in major cities.
Standard of Living & Expat Life
Russia offers a high standard of living in major cities, with modern amenities, public transport, and cultural attractions. In smaller towns, life is quieter and more affordable, but with fewer English speakers and amenities. The retirement age is 65, but many retire earlier or later based on occupation and savings.
Conclusion
Russia is ideal for retirees seeking affordability, culture, and diverse experiences. Careful planning for healthcare and budgeting for city vs rural living is recommended.
Citations:
Copound: Cost Of Living in Russia 2025
AllOverFI: How Much do I Need to Retire in Russia?
LivingCost.net: Cost of Living in Russia 2025