Retiring in Saint Vincent and the Grenadines in 2025: Cost of Living, Healthcare, and Expat Insights
Retiring in Saint Vincent and the Grenadines in 2025: Cost of Living, Healthcare, and Expat Insights
Saint Vincent and the Grenadines (SVG) is a hidden gem in the Caribbean, offering retirees a tropical lifestyle, affordable living, and stunning natural beauty. This 2025 guide covers everything you need to know about retiring in SVG: cost of living, standard of living, food costs, healthcare, taxes, and more—supported by up-to-date data and citations.
Cost of Living in SVG (2025)
SVG’s cost of living is lower than the US and most Caribbean islands. A single retiree can live comfortably on USD $1,200–$2,200/month, depending on lifestyle and location.
Sources: Numbeo, Expatistan
| Expense | Low Standard | Medium Standard | High Standard |
|---|---|---|---|
| Monthly Budget (USD) | $1,200 | $1,800 | $2,800+ |
| One-bedroom rent (city center) | $500 | $650 | $1,200 |
| Three-bedroom rent (city center) | $900 | $1,400 | $2,500 |
| Utilities (monthly) | $120–$180 | ||
Food Costs in SVG
Most food is imported, so some grocery and restaurant prices are higher than in the US. However, local produce and staples are affordable. Eating out ranges from budget-friendly to upscale.
Sources: Adam Fayed, Numbeo
| Item | Price (USD) |
|---|---|
| Meal, inexpensive restaurant | $8.00 |
| Three-course meal for two (mid-range) | $40.00 |
| Milk (1 liter) | $2.50 |
| Bread (500g) | $1.40 |
| Eggs (12) | $2.25 |
| Chicken breast (1kg) | $6.00 |
| Bananas (1kg) | $1.50 |
| Rice (1kg) | $1.30 |
Healthcare in SVG
Healthcare is basic compared to the US/Europe. The main hospital is Milton Cato Memorial Hospital (Kingstown). Expats often use private insurance with evacuation coverage, as advanced care may require travel abroad. Out-of-pocket expenses are common.
Sources: Adam Fayed, Expat.com
Standard of Living
SVG offers a relaxed, friendly lifestyle. English is the official language, making integration easy. The climate is tropical, with hurricane season from July to November. Most retirees live on the main island; remote islands have limited services.
Taxes & Residency
No capital gains tax; income tax ranges from 10% to 40%. Foreigners are taxed at the same rates as locals. Real estate purchases require an Alien Land Holding License (fee up to 10% of value).
Sources: Adam Fayed
Safety & Expat Life
SVG is known for its safety, natural beauty, and welcoming communities. The capital, Kingstown, offers vibrant markets, history, and culture. Outdoor activities abound, from diving to hiking.
Conclusion
Retiring in Saint Vincent and the Grenadines in 2025 offers affordability, a welcoming environment, and Caribbean charm. Plan for basic healthcare and higher prices for imports, but enjoy a relaxed pace and stunning scenery.
Citations:
Numbeo: Cost of Living in SVG (2025)
Expatistan: Cost of Living in SVG (2025)
Adam Fayed: How to Retire in SVG
Expat.com: Expat Guide to SVG