Retiring in Uruguay in 2026: Cost of Living, Healthcare, and Expat Guide
Introduction
This 2026 refresh summarizes retirement planning considerations for Uruguay, including living costs, housing, healthcare, and legal considerations for expats.
Cost of Living in Uruguay (2026)
| Lifestyle | Monthly Cost (USD) | Annual Cost (USD) |
|---|---|---|
| Budget / Low | $1,200 | $14,400 |
| Comfortable / Medium | $1,800 | $21,600 |
| Luxury / High | $2,500 | $30,000 |
Food Costs
Local-market shopping is typically the lowest-cost path, while imported goods and frequent dining out increase monthly expenses.
Rent and Housing
Housing is usually the largest controllable expense; city center units price above suburban or secondary-market options.
Healthcare
Retirees should compare public/private access, private insurance plans, and specialist availability in target cities.
Standard of Living
Quality-of-life outcomes depend on transport reliability, safety, internet quality, and local expat support networks.
Retirement Visa / Legal Considerations
Visa and residency requirements can change; validate with official immigration sources before relocating.
Conclusion
This destination can suit retirees who align their lifestyle expectations with local costs and services.